Issue virtual Visa cards quickly. Sign up →
Use case · Business travel

Virtual cards for business travel

Give every trip its own virtual Visa card. Set a daily limit. Pick the kinds of stores the card works at. The card ends when the trip ends. No more expense reports.

Create your first card
✓ Issue quickly ✓ Apple & Google Wallet ✓ Bulk via Excel or API

VirtualCardMaker powered by Zil Money. Zil Money is a financial technology company, not a bank. Banking services are provided by our partner bank, Member FDIC. FDIC insurance applies only to eligible products with funds held at the partner bank, subject to applicable limits and requirements.

PCI DSS Certified
ISO 9001 Quality Management Certified
ISO 20000 IT Service Management Certified
ISO 27001 Information Security Management Certified
CCPA California Consumer Privacy Act
NIST SP 800-53A Revision 5
HIPAA Compliant
Card Name
The problem

The old way is broken.

Most teams pay for travel one of three ways. All three have problems.

  • Personal card, then refund. Your team pays out of pocket and waits weeks for the money back.
  • One shared travel card. Every traveler uses the same number. Lose it and you lose every trip.
  • Cash. Easy to give, hard to track. You never know if it was spent on the trip.
How we fix it

One trip. One card.

Give each trip its own virtual Visa card. The company owns it. The card ends when the trip ends.

  • Daily spending limit. The card stops at the cap. No spreadsheet to police.
  • Card ends with the trip. Active on travel days only. Ends the day after return.
  • Only works at travel stores. Hotels, restaurants, taxis, gas. Block everything else.
  • Apple Wallet and Google Wallet ready. Push to phone. Tap to pay anywhere.
  • Works alongside other use cases. Same wallet can fund contractor payments, department spending, and more.
How it works

Four steps from booking to tap-ready card.

  1. Make a trip card. Name the card after the trip. Pick the traveler. Set the budget.
  2. Set the daily limit and trip dates. Use the daily cap from your travel policy. Pick the start and end dates of the trip.
  3. Send it to the traveler. They add the card to Apple Wallet or Google Wallet before they leave for the airport.
  4. Watch and close. Every charge shows up in your dashboard. The day after the trip, the card ends. Any leftover money comes back to your wallet.
See it in action

Your travel program in one dashboard.

Watch every charge land, by trip and by traveler. Issue, freeze, top up, or close any card from the same screen.

Virtual Card Maker dashboard showing active cards, total spending, pending and declined transactions, and a live recent-transactions feed
Live dashboard Active cards, total spend by traveler, declined attempts, and every charge as it happens.
Create New Card form in Virtual Card Maker, with options to pick a Visa card type, set a spending limit, and choose between virtual or physical card
Issue a trip card in minutes Pick the card type, set the daily limit, choose virtual or physical, send to the traveler.
Controls

What you can set on every trip card.

ControlWhat you setWhy it matters
Daily limitPer-day amountThe card stops at the daily limit. No manual checking.
Trip datesStart and end dayThe card only works during the trip. Ends the day after.
Store typesTravel store types onlyThe card only works at travel stores. Other charges are declined.
Country or regionOptionalThe card only works in the places you pick.
Cardholder nameThe traveler's nameMatches their ID when hotels do pre-auth.
In practice

Three ways teams use trip cards.

SF conference / 4 days

Sales rep at a 4-day conference. Card limit: $300 a day. Works at hotels, restaurants, and Lyft. Active Sept 18 to Sept 22. The rep taps at the W Hotel and four dinners. Leftover $312 comes back Sept 23.

Sales rep / monthly travel

Sales rep on the road 14 days a month. One card per month. $5,000 limit. Travel stores only. Resets every month. No expense report.

Executive recruiting trip

VP flying to interview a candidate. $1,500 card for the flight, hotel, and dinner. Active until Friday at midnight.

Need cards for other kinds of spend? See SaaS subscriptions, department budgets, or payroll cards.

FAQ

Common questions.

Can travelers use the card in other countries?+
Yes. The card works anywhere Visa is accepted. Other countries are fine. Visa's standard rules for international charges and currency fees apply.
Can travelers tap to pay with Apple Wallet or Google Wallet?+
Yes. They add the card to their wallet and tap to pay at hotels, restaurants, taxis, and any tap-to-pay terminal.
What if the traveler needs more money during the trip?+
Raise the limit from your dashboard. The traveler does not have to do anything. Their card balance goes up.
Does this replace our expense report system?+
For most travel spending, yes. Hotels, taxis, and meals go on the company card from day one. Cash payments still need a receipt and a reimbursement.
What if the card is lost during the trip?+
Cancel the lost card in your dashboard. Make a new one. Push it to the traveler's wallet. They keep going.

Send the team. Skip the expense report.

Get started online. Make a trip card. Send it to your traveler. They tap to pay. You watch every charge. The trip ends. The card ends.

Create your first card → Sign in