Issue virtual Visa cards quickly. Sign up →
Blog

Field notes on smarter virtual card spend.

Playbooks, product updates, and finance-team field notes on issuing virtual Visa cards for payroll, vendors, subscriptions, contractors, and team spend.

Virtual Card Maker - Powered by Zil Money. Zil Money is a financial technology company, not a bank. Banking services are provided by our partner bank, Member FDIC. FDIC insurance applies only to eligible products associated with those that have funds held in accounts at the partner bank, subject to applicable limits and requirements.

PCI DSS aligned
ISO 9001 Quality Management Certified
ISO 20000 IT Service Management Certified
ISO 27001 Information Security Management Certified
Aligned with NIST SP 800-53 controls
AICPA SOC for Service Organizations
AICPA SOC Service Organization Control Reports
Topics we cover Playbooks Spend controls Payroll SaaS & subscriptions Contractors Compliance Product updates
More articles

Practical guides for every use case.

Focused playbooks on running virtual cards across the spend categories finance teams care about.

An open monthly planner on a desk, representing one-time and recurring schedules.
Comparison

Single-use vs reloadable virtual cards: which to use?

One card for a single purchase, the other funded again each cycle. When to reach for each.

A metal tin filled with loose coins on a desk, representing replacing office petty cash with capped virtual Visa cards.
Petty cash

How to replace petty cash with virtual cards

Retire the cash tin. Give each person a capped virtual Visa, attach a receipt to every charge, and reconcile without counting bills.

Volunteers in gloves sorting donated canned food at a community food bank, representing nonprofit and grant spending managed on capped virtual Visa cards.
Nonprofits

How to manage nonprofit spending with virtual cards

Give each program and grant its own capped card. Keep restricted funds separate and turn report time into a clean export.

Two window envelopes resting on a wooden desk, representing recurring bills paid on separate capped virtual Visa cards.
Recurring bills

How to pay recurring bills with virtual cards

Put each bill on its own capped card. Spot a price increase on sight and total your fixed costs in one place.

A large world map on a wall marked with colorful push pins, representing a distributed remote team each carrying their own capped virtual Visa spending card.
Remote teams

How to give remote employees a spending card

Trade the reimbursement cycle for a capped card per worker, funded from your wallet, with receipts attached to every charge.

A row of colorful binders standing side by side, representing billable client expenses separated onto a capped virtual Visa card per client.
Client billing

How to track billable client expenses with virtual cards

Put each client's costs on their own capped card and invoice from a documented, per-client export.

A wall calendar with a circled end date next to a smartphone, representing a free trial deadline tracked against a virtual Visa card.
Free trials

How to use a virtual card for free trials

Start any trial with a capped virtual Visa. The renewal sits above the limit, so a free trial cannot quietly become a paid plan.

A laptop on a desk showing an online checkout page with a padlock icon, representing safe online shopping with a dedicated virtual Visa card.
Online safety

How to shop online safely with a virtual card

Use a dedicated card per store, capped and cancelable. A breach at one shop never reaches the card you use everywhere.

A bright orange megaphone on an orange background, representing advertising and marketing spend kept in check with capped virtual Visa cards.
Marketing spend

How to control ad spend with a virtual card

Give every ad account its own card capped at its budget. A runaway campaign hits the card's limit, not your main account.

Stacked supplier boxes on warehouse shelving, representing recurring vendor payments managed on capped virtual Visa cards.
Vendor payments

How to pay vendors with virtual cards

One card per supplier, capped at the agreement. Restrict the merchant, reconcile per vendor, and keep your main account off every file.

Rows of empty seats in a bright conference hall, representing event and conference spend managed on per-event virtual Visa cards.
Event spend

How to manage event spend with virtual cards

Break the budget into lines and give each vendor and staffer a capped, time-boxed card. Reconcile the whole event in one place.

A pile of wrapped gift boxes with ribbons, representing employee gift cards sent as virtual Visa cards.
Gift cards

How to send bulk employee gift cards

Issue Visa gift cards to your team in one Excel upload. Recipients spend wherever Visa is accepted. W-2 reporting tips inside.

Continue exploring

See how teams put virtual cards to work.

While we publish more stories, walk through the use cases finance teams are already running with Virtual Card Maker.

Issue your first virtual card in minutes.

Set the spend limit, lock the merchant, send it. Your team gets a Visa card on their phone, and you track every transaction from one dashboard.