Meet the Team
Virtual Card Maker is built and operated by Zil Money. Meet the leadership team behind both platforms.
Sabeer Nelli
Sabeer Nelli is a visionary entrepreneur whose leadership has been the driving force behind Zil Money's rapid ascent in the fintech landscape. With an extensive background in both the oil market and fintech, Sabeer's entrepreneurial journey began in 2005 with the founding of Tyler Petroleum. His expertise in managing complex financial transactions and his relentless pursuit of innovative solutions led him to create Zil Money, a fintech platform tailored to address the financial needs of small and medium-sized enterprises (SMEs).
Justin Timlin
Justin Timlin is a seasoned entrepreneur, investor, and operations executive with a proven track record in scaling high-growth businesses and leading fintech startups to success. Justin is a domain expert in digital payment and banking technologies and their ability to address customer pain points. He has accumulated a wealth of experience in leading fintech start-ups to success through his tenure as an investor at Blue Star Innovation Partners, Greenspring Associates, and TPG. Justin holds an MBA in business from Georgetown. His expertise in this field is exemplified by his receipt of the Georgetown Entrepreneurial Excellence Award and Venture Capital Competition World Championship.
Sudheesh PM
Sudheesh has more than two decades of experience in product development and R&D. During his long career, he was involved in high volume throughput computing and integrating with different forms and sizes of data. He believes people unknowingly make their lives complex, and most of that complexity can be reduced by automating things around them. A firm believer in metrics, he holds that what matters needs to be measured, analyzed, and monitored, and he stays close to the latest developments in the technology space.
Afzal Modak
Afzal Modak is a seasoned finance executive with a distinguished career managing large-scale financial operations and strategic investments. His experience includes serving as CFO at GE Capital, where he oversaw multi-billion-dollar financial operations, and as a partner at GSV Investment Fund, where he focused on high-growth technology companies. Afzal's deep understanding of financial strategy, capital markets, and investment management is central to Zil Money's growth strategy and its pursuit of the capital needed to scale the business.
Mohanraj Makkuni
Mohanraj Makkuni brings a remarkable combination of strategic vision, global leadership, and a profound understanding of enterprise dynamics to his role as Chief Marketing Officer at Zil Money. Tasked with cultivating and strengthening relationships with large-scale businesses, Mohan plays a pivotal role in aligning Zil Money's innovative fintech solutions with the evolving needs of enterprise clients. His mission is to position Zil Money as the leading payment solutions partner for businesses worldwide.
Amber Devolk
Amber Devolk is a distinguished Chief Compliance Officer with over 18 years of experience in compliance, risk management, and corporate legal matters across a variety of sectors including fintech, banking, telecommunications, and entertainment. As Zil Money's Chief Compliance Officer (CCO) and BSA Officer, Amber plays a pivotal role in shaping regulatory strategy and ensuring compliance across all of Zil Money's payment and financial services. Known for her strategic thinking, adept regulatory navigation, and award-winning customer service, Amber's leadership helps Zil Money maintain its reputation as a trusted, cost-efficient payment platform for small and medium-sized enterprises (SMEs).
